The Smartest Way to Calculate

EMI MITRA - SIMPLIFY YOUR LOAN CALCULATIONS

Calculate EMIs for home, car, bike, product, or salary-based loans with ease and accuracy.

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Understanding EMI

An Equated Monthly Installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. EMIs are used to pay off both interest and principal every month so that over a specified number of years, the loan is paid off in full.

The EMI Formula

EMI = [P x R x (1+R)^N] / [(1+R)^N-1]

P = Principal Loan Amount

R = Monthly Interest Rate

N = Number of Monthly Installments

Principal Amount

The initial sum of money borrowed from the lender.

Interest Rate

The annual percentage rate charged on the loan.

Loan Tenure

The duration in months or years to repay the loan.

Why Use EMI Mitra?

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Accurate Calculations

Get precise EMI estimates using standard financial formulas.

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User-Friendly Interface

Simple, intuitive tools for quick calculations without hassle.

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Free & No Data Store

No login required, completely free for all users , we not store data .

Our EMI Calculators

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Home Loan EMI Calculator

Calculate your home loan EMIs with precise monthly payment breakdowns.

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Car Loan Calculator

Estimate affordable monthly payments for your car , bike, and any vechile loan with ease.

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Product EMI Calculator

Plan purchases with monthly installment calculations for any product.

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Salary-Based Loan Calculator

Estimate loan affordability based on your income for manageable payments.

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Salary Break-up

Calculate your in-hand salary your CTC, deductions, and others detailed breakup .

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Help Center

Everything you need to Know

Find answers to the most common questions about loan calculations, interest rates, and financial planning.

EMI (Equated Monthly Installment) is a fixed payment amount made by a borrower to a lender at a specified date each month, covering both principal and interest.